Savings challenge builder

Tell us what you’re saving for, how much you need and what you can put away each payday. We’ll build a challenge sheet of boxes to tick off, and you can print it.

Three ways to play

• Steady: the same amount every payday. Simple and predictable.
• Step up: start small and grow. Good if money is tight now but should ease later.
• Mix it up: pick any box each payday. Tick a big box in a good month and a small one when things are tight.

Keep the money in a separate savings account so it doesn’t get mixed with spending money. For goals more than a year away, a tax-free savings account means you pay no tax on the growth.